Glossary
Bonsai is the art of growing trees or other plants but keeping them small by trimming the roots and branches as well as shaping them the way you want them.
Chronologically advanced - old.
Entrepreneurs - These are people who do not simply just get a job but do extra things such as start their own business of some sort - they may also even buy one that already exists or even buy a share in one and get actively involved in running it.
"money manners" - how you handle money - it is not really that different than say table manners - if someone is not taught table manners there may be a few giggles around the table or sensitive people may leave the venue. Money manners are not taught especially real practical lessons that are gradually learned on the playing field of life. Actually quite often the wrong money manners are showered on you by TV and forms of advertising.
Watershed - this term comes from geography - it is a line separating the path water follows - the water can run down one side of a mountain to one river and end up in say the Pacific ocean, or it can run down the other side of the mountain and end up in the Atlantic ocean. This same system applies to thoughts, information, people and the actions they lead to. You may be about to do something - say you chose to go and study at a certain university and now you get this great offer to go on a round the world trip as an assistant - the choice you now make and the path you choose is a watershed in your life.